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Representative Example:

Amount of credit: £3,800 for 48 months at £155.05 per month. Total repayment of £7,442.61. Interest: £3,642.61. Interest rate: 38% pa (fixed). 45.3% APR Representative.

Innovative 3 Step Borrowing Experience on Mouse Click

BadCreditsHistory approves personal loans in a simplified way. Our offers on the loan not only provide practical solution, but are also committed towards building the financial history of the borrowers strong. With three step lending, we have introduced a new way to lending.
The first step begins with your loan application. You need to file your loan application online, providing complete details of it. The next step is when the borrower receives the approval. In the final step, desired loan amount is deposited into the registered account of the borrower. At BadCreditsHistory, we have taken the direction towards innovation, and it is where we have built up trust with our borrowers.

Submit Online

Fill out our short form secured with 256-bit technology.

Receive Approval

Once approved, review all the terms and rates on the lender's website.

Check Your Account

Funds deposited into your account as soon as the next business day.

Why Choose Us

Our ideas aim at making financing easy and seamlessly light process.

Age Criteria

To apply for the loan, you should be either 18 or above. You need to provide the proof of age for which certificate is necessary.

Loan Representative

Amount of credit: £3,800 for 48 months at £155.05 per month. Total repayment of £7,442.6. Interest: £3,642.61. Interest Rate: 38% pa (fixed). 45.3% APR Representative.

Simple Application Process

Want a loan through safe and secured funding? Our advanced yet simple online application process guides you throughout the loan procedures.


see what our customers are saying about us
You were just amazing. My loan application was approved within seconds. I could not believe my eyes. It was like an old lamp genie had come to life. Thanks for your efforts and I have the personal loan amount credited into my account.

Martha Jones

Thanks to team at the Bad Credit History. You saved my poor soul and my home too. My loan application was approved in 10 minutes, despite the fact that I was reeling under bad credit history. Is it a miracle? I feel it is the Bad Credit History people.

Kathy Minsetol

Ever since the bad credit history had been stamped on my face, I was going hairy and scary. I was having the problems. I needed money immediately, but it was just not going well. You guys guided me in the right way. Stay blessed ever!

Mike Reynnols

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Borrow up to £10,000 with no guarantor, no credit scores

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