Borrow from £500 – £50,000

BadCreditsHistory represents the modern-day lending where every financial solution is available for every individual in the UK. We continuously connect with the Britons, who are looking to borrow funds on better interest rates. Our primary focus is on the transparent and fair lending service that will define the smooth process for borrowers. And, process runs through these three objectives:-
No Hidden Costs
100% Secure Lending
No Credit Check

Benefits that you’ll get here

Apply now for any loan product and qualify for these loan benefits:

Benefits of bad credits history
Online Application

No need to leave your home, just sit online and complete the entire application procedure within 10 minutes and with no involvement of the paperwork.

Instant Approval

No matter whether you are looking for payday loans or Christmas loans, we commit to provide you instant funding access, if your application is approved.

Improve Credit Scores

We improve not just your financial scenario but also the overall credit profile because our loan products are available with flexible repayment terms.

Loan Disbursal in 24 Hrs

Now solve your financial issues within a single day, as we transfer the funds to your registered bank account within 24 hours.

Borrow up to £50,000

No Guarantor, No Credit Check, No Collateral

Frequently Asked Questions

FAQs or Questions and Answers are listed questions and answers, all supposed to be commonly asked.

  • Am I eligible for a loan?
    BadCreditsHistory considers everyone as its potential borrower. Any person, who is 18 years of age or above, can submit the loan applications. Among other general requirements are a valid bank account, permanent residence in UK, and an income status.
  • How much can I borrow money with bad credit?
    We take care of your finances and vow to offer sufficient amount so that you can easily meet your expenses. The loan amount depends upon your prevailing circumstances, but we have set the lending amount from £500 to £50000.
  • How long does it take to get approved for a loan?
    A day or a week? NO. BCH has built its reputation among those loan providers in the UK’s FinTech Market, who bring the financial assistance on an instant for its borrowers. You will get the same day approval on your loan applications.
  • What happens if you have a very bad credit score?
    No matter how flexible the lending policy is, there are few restrictions for those individuals, who have a very bad credit score. They may be eligible for the loan, but on the higher interest rates. Or, they must have a satisfactory income status and a responsible guarantor.
  • Can I get a personal loan if unemployed?
    Yes, you can easily get a loan. BadCreditsHistory follows the unbiased lending approach where unemployed people can also seek for the financial help. They can even apply for loans despite bad credit, if they have a guarantor to back them or the collateral to secure the borrowed sum.