What are No Guarantor Loans?When it comes to applying for loans, fulfilling the obligations becomes quite essential. Guarantor’s signature or his/her assurance matters a lot to ensure repayments on time. But, are you sure about arranging a guarantor? Your answer may be ‘no.’ It is precisely for this situation, direct lenders in the UK offer no guarantor loans. Finding a responsible person to act as your guarantor is not an easy job or it may take a lot of time. BadCreditsHistory knows these things very well and it is the reason why it offers loans with fully personalised and suited features. Loans with no guarantor are primarily small term loans for Christmas and can prove best during a financial emergency. During urgent need of funds, it is perhaps most comfortable options to avail the funds in a quick time. At BCH, if you are unemployed or having a bad credit issue, you are eligible borrower to obtain our benefits, which are mentioned here:
  • Simple loan procedure including online steps
  • Assistance for 24 hours
  • No or soft credit perusal
  • No hidden surprises with keeping transparency all along

These features insist you know more about loans and added features.

Who Can Get A Loan Without Guarantor?

BadCreditsHistory considers borrowers’ interests as its priority than anything else. It continuously focuses on better funding for them through the means of secure and efficient loan deals. No Guarantor Loans are indeed part of our core policies in which we take special consideration. We provide these funding sources to these sections: People with Low Credit Scores: The individuals with poor credit record always find themselves in a tricky situation where they are not able to find out co-signer for them. With their poor repayment record, no one wants to believe in their financial capacity and thus applying for loans without guarantors, bad credit and upfront fees come as last option for them. We, at BCH, try to provide every benefit that we can do for the much-improved financial status of borrowers. Therefore, we offer loans on competitive APRs. People with No Employment Status: Our loans are also dedicated to better solutions for those with no job in hand. Like the people with poor credit, they are also in a puzzle that how to arrange a guarantor. Instead of wasting time, they can apply for our loans without a guarantor and relieve themselves from such a situation. At the same time, there should be no worry about high interest rates. People who are Pursuing Education: Students are also finding tough to arrange loans for their regular or surprising expenses. The problem is more prominent for those living in hostels. Getting a person to co-sign document is almost impossible for them. Thus, they should not be worried about their chances of getting funds because they too have the option of applying for loans with no guarantor involved.

How Much Can I Borrow?

The borrowers, irrespective of their current or past financial status, can borrow amount according to their general financial situations. At BCH, we do not have a decided amount to lend because the problems are different of varied individuals.

We generally provide loans without credit check or guarantor from £500 to £15000, depending upon the needs of loan applicants. However, there is no strict obligations are involved, but borrowers have to fulfill at least some eligibility criteria to get this amount:

  • Applicants’ age should be above 18 years
  • Permanent residence should be in the UK
  • A valid bank account is mandatory
  • Borrowers should have present or previous income proof

We generally think that anyone can fulfill these conditions and claim eligibility for getting no guarantor loans.

How can I Apply for a Non-Guarantor Loan?

Before going to the application procedure, let us familiar you with working policies that BadCreditsHistory follows. We are new-age lending company and following the path of FinTech Lending. We respect the value of internet technology, and we believe it is the best way to solve financial issues at the earliest. Britons have started believing in applying for loans without guarantor from direct lenders. BCH has shown its presence at the UK FinTech Market with responsive and dependable lending service. It is a reason why we have kept quite a simple application process for our prospective borrowers. The process involves:
  • You can apply for loans by sitting at your room or office with having internet accessibility.
  • Fill online form with required details like age, amount, contact address and employment status.
  • Click on to submit button and wait for our quick approval.
  • You do not have to wait for days to get loan approval because it is just a matter of minutes for us.
  • Get amount and relive in the sphere of financial stability.
You cannot just sit and wait for the opportunity to arrive at your doorstep. Instead, you should make some efforts and explore the search engines to find us as your financial partner. BadCreditsHistory is fully prepared to assist you in your toughest financial circumstances. You do not have to pay any upfront charges or any other application fees to get our well-customised loans without guarantor and upfront fees in the UK. Don’t feel too much depressed when there is a sudden arrival of financial inconsistency. Think about the solution in a relaxed mind and provide us the opportunity to serve your purposes with sending a required amount of pounds into your deposit account.